These terms apply to the applications published at KryptoHead.com that link to them, currently the Subscriptions Tracker (the “Apps”). The Retirement Planner publishes its own terms.
These are small personal-finance tools offered free and as-is. Your data stays yours. The numbers they show are arithmetic on figures you typed in — they are not financial advice, and you should not treat them as a projection you can rely on. If something breaks or the service goes away, our liability is limited. Keep your own copy of anything that matters.
By signing in to or using the Apps, you agree to these terms. If you do not agree, do not use them. If you are using the Apps on behalf of an organisation, you confirm you are authorised to bind that organisation.
The Apps are personal tools for recording and visualising your own information — in the Subscriptions Tracker, recurring subscriptions and the card credits that offset them. They are provided free of charge. There is no paid tier, no subscription, and no payment is ever taken.
We may change, suspend or discontinue any part of the Apps at any time. We will make a reasonable effort to give notice before permanently shutting a service down, so that you can export your data first.
You need a Google account to sign in. You are responsible for keeping that account secure — anyone who can access it can access your records here. Tell us promptly at kryptosubs@gmail.com if you believe your account has been used without your permission.
One person per account. Do not share credentials, and do not create an account on behalf of someone else without their knowledge.
Everything you enter remains your content. We claim no ownership of it.
You grant us only the narrow licence we need to run the service: to store, process, back up and display your content back to you. That licence exists solely to operate the Apps for you and ends when you delete the content or your account. We do not use your content to train models, build profiles, or for any purpose other than showing it to you.
You are responsible for what you enter. Do not upload anything unlawful, or anything you do not have the right to store.
Do not:
We may suspend or terminate access for a serious or repeated breach of this section.
This matters more than anything else on this page. The Apps perform arithmetic on figures you supply. They do not verify prices against your actual statements, do not connect to any bank, card issuer or merchant, and do not know whether a credit you recorded will actually be honoured.
Nothing in the Apps is financial, investment, tax, accounting or legal advice, and no output constitutes a recommendation. Any forward-looking figure is an illustrative model built on assumptions you chose; real outcomes will differ, often substantially. Verify anything that matters against your own statements, and consult a qualified professional before making a financial decision.
The Apps are provided “as is” and “as available”, without warranty of any kind, express or implied, including any implied warranty of merchantability, fitness for a particular purpose, accuracy or non-infringement.
We do not warrant that the Apps will be uninterrupted, timely, secure or error-free, or that any calculation or figure will be accurate. Keep your own copy of any data you cannot afford to lose.
To the maximum extent permitted by law, we are not liable for any indirect, incidental, special, consequential or punitive damages, or for any loss of profits, revenue, data, savings or goodwill, arising from or related to your use of the Apps — whether or not we were advised such damages were possible.
Because the Apps are provided free of charge, our total aggregate liability for any claim relating to them is limited to USD $100.
Some jurisdictions do not allow the exclusion of certain warranties or the limitation of certain damages. Where that is the case, the exclusions and limits above apply only to the extent permitted, and nothing here limits liability for fraud, death or personal injury caused by negligence, or any other liability that cannot lawfully be limited.
The Apps depend on Google for sign-in, Vercel for hosting and Neon for the database. Your use of Google sign-in is also governed by Google's own terms. We are not responsible for the availability, acts or omissions of these providers.
You may stop using the Apps at any time. To delete your account and everything in it, email kryptosubs@gmail.com; see the Privacy Policy for what happens to your data.
We may suspend or terminate your access if you materially breach these terms, or if we discontinue the service. Sections 4, 6, 7, 8, 11 and 12 survive termination.
We may update these terms. The date at the top of this page always reflects the current version. For material changes we will make a reasonable effort to notify signed-in users before they take effect. Continuing to use the Apps after a change means you accept the revised terms.
These terms are governed by the laws of the State of California, United States, without regard to its conflict-of-laws rules. The state and federal courts located in Contra Costa County, California have exclusive jurisdiction over any dispute, and you consent to that jurisdiction and venue.
If any provision of these terms is held unenforceable, the rest remain in force. Our failure to enforce a provision is not a waiver of it.